TEN COMMANDMENTS FOR HOME-BUYERS

Buyers …If you are buying a home and applying for a loan these are the 10 things you must NOT do until the loan is funded:

#1 Thou shall not changes jobs or become self-employed

#2 Thou shall not buy a car, truck or van unless you plan to live in it

#3 Thou shall not use your credit cards or let your payments fall behind

#4 Thou shall not spend the money you have saved for your down payment

#5 Thou shall not buy furniture before you buy your new house

#6 Thou shall not originate any new inquires on your credit report

#7 Thou shall not make any large deposits into your bank accounts

#8 Thou shall not co-sign for anyone

#9 Thou shall not change bank accounts

#10 Thou shall not purchase anything on credit until way after the closing